Veterans Home Loans 

Look, here’s the deal: VA home loans and relocating is tough. We know this. How do we know this? Because we are a veteran-ran team with Jamie having 27 relocations over 20 years alone. But, even though it’s hard, it doesn’t have to be complicated, confusing, or difficult. This is where our expertise comes in: Not only do we understand the VA requirements and procedures, we will execute flawless PCS and TDY moves through virtual home tours, digital document signing, and remote closing process. Rel 

So you got your orders to Joint Base Lewis McChord? Good news: You’re getting sent to one of the most beautifully located bases in the country. Bad news: We also have one of the hottest real estate markets in the country. Great news: You’ve got us on your six.  

Closing costs and the VA Funding Fee can be borrowed and rolled into the loan 

Additional debt of yours can be paid by Seller if negotiated 

100% financing, offering no money down options
 
No private mortgage insurance needed 

Flexible qualification requirements 

VA loans are one of the best loans anyone could ever have, with benefits far outweighing any disadvantages you may have been told they have. It’s important for you to understand the VA Loan benefits you have the right to: 

VA HOME LOAN BENEFITS 

We are sure you’ve been told about, or maybe experienced, VA loans that take over 30 days to close. VA loan horror stories of sellers cancelling the contract or bumping the buyer because the loan was taking too long. Those things happen, they do, but not when you work with us and our VA-approved mortgage providers.  
You may have also been told things like: 
 "I have already used my VA benefit once; I cannot use it again" 
"I cannot have multiple VA Loans" 
"I cannot use my spouse's income to help qualify" 
"There is always a funding fee" 
These are all totally not true! The VA Loan remains one of the best, strongest loan, any seller could accept an offer from. Your agent and your lender are the key to getting your VA offer accepted, and with us, it’s all but guaranteed you’ll be home in no time.  

Myths You May Have Heard About the VA Home Loan Benefit 

"What credit score do I need for a VA Home Loan Benefit?"  

Got questions on VA Loans?
We have got answers: 

“What down payment is required?” 

“How much is my mortgage insurance?” 

“What can I buy with my VA Home Loan Benefit?” 

The VA does not have any credit requirements because they do not lend the money, the lender does! Lenders set the requirements. Most lenders require at least a 580 credit score, though some do require 600+. 

The VA home loan remains one of the only lending programs on the market that offers a zero down payment mortgage. Borrowers using the VA loan can purchase immediately with no money down, avoiding years of saving up and paying re

VA loans do not require mortgage insurance, even when the home buyer is putting no money down.  

Unlike everything else you’ve probably experienced in your military career, the VA is actually pretty flexible when it comes to what kind of home you can buy. A single-family home is the norm, but they also allow condos, townhouses, and manufactured homes. If it’s got a good roof and a decent crawl space/foundation, chances are the VA will allow you to buy it! 

ANTHOLOGY 
[an-thol-uh-jee] noun. 
a collection of writings by one author. 

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Bill Easter

I had the pleasure of having Jamie McDonnell sell a home for me. The home was difficult to sell because of its location and some other issues. Jamie attacked the problems with two things, her relentlessly positive attitude and her mastery of technology. By bringing those forces to bear, she overcame the home’s drawbacks and secured a successful sale. If you want the highest level of professional service, I recommend without hesitation you use Jamie McDonnell.

What others have to say

In 2020, our team agents listed and sold 81 homes at an average selling price of 103.23% of asking price. The average for overall market was 101.9%, meaning we netted our seller's 1.33% more than the average agent. 

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